Clash and Breakage

Clash and Breakage Insurance is an additional coverage under marine cargo transportation insurance. It cannot be insured independently and must be added on the basis of a main coverage (such as Free from Particular Average, With Particular Average, or All Risks). It mainly covers clash and breakage losses to the insured goods caused by vibration, collision, compression, etc. during transportation, and is commonly used for fragile items such as ceramics, glass, precision instruments, and handicrafts. Usage scenario: When the goods themselves are fragile and the main coverage does not cover the risk of clash and breakage, the exporter or importer may add this insurance. Precautions: This insurance usually has a deductible or deductible rate, and excludes losses caused by non-compliant packaging, intentional acts, etc.; unlike "Breakage Insurance," Clash and Breakage Insurance covers both clash and breakage, while Breakage Insurance covers only breakage. Difference from All Risks: All Risks already includes liability for clash and breakage, so there is no need to add this coverage. When insuring, the nature of the goods, packaging method, and transportation route should be clearly specified to accurately assess the risk.