Warehouse to Warehouse Clause

The Warehouse to Warehouse Clause (W/W Clause) is a core provision in marine cargo transportation insurance concerning the commencement and termination of insurance liability. It stipulates that insurance liability begins from the time the insured goods are removed from the warehouse or storage location at the place of origin specified in the policy, and continues until the goods arrive at the final warehouse or storage location of the consignee at the destination specified in the policy. This clause is typically attached to basic coverages such as Free from Particular Average (FPA), With Particular Average (WPA), and All Risks. It is used in international cargo transportation insurance, particularly suitable for exporters or importers requiring full-journey coverage. Notes: If the goods are not picked up promptly after unloading at the destination warehouse, the insurance liability may be extended up to 60 days after unloading; if the goods need to be transshipped to a destination not specified in the policy, the insurance liability terminates when transshipment begins. Compared with the Port to Port Clause, the Warehouse to Warehouse Clause covers a broader scope, including inland transportation segments, but note that not all coverages automatically include this clause, and it should be explicitly agreed upon when taking out insurance.